Financing with Our Dealership

Gervais Auto Exchange takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Gervais Auto Exchange can help you get into a vehicle you deserve. With monthly specials and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

How long is a typical car loan?

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Welcome to Our Financing Department

Welcome to Gervais Auto Exchange's Finance Department, your auto loan resource. We're eager to provide financing for your new vehicle. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Gervais Auto Exchange has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Your privacy is important to us.

Gervais Auto Exchange takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Gervais Auto Exchange

    1375 Middlesex Street
    Lowell, MA 01851

    • Sales: 978-934-9395
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Get in Touch

  • Contact our Sales Department at: 978-934-9395
  • Monday9:00AM - 5:00PM
  • Tuesday9:00AM - 5:00PM
  • Wednesday9:00AM - 5:00PM
  • Thursday9:00AM - 5:00PM
  • Friday9:00AM - 5:00PM
  • SaturdayClosed
  • SundayClosed